Loan Programs for Individuals

MANAGEMENT ADVANTAGE® has experienced professionals who provide full-service Residential Real Estate Lending to meet your needs. Our products and programs can be custom designed to meet your individual and specific requirements. We also provide superior service to insure that you are completely satisfied.

Products & Programs:

• Conventional Loans with fast, easy approvals
• Non-Conforming Jumbo Loans including “No Income” and “Stated Income” programs
• Low Cost “Real” Approval before you buy
• Extended Rate Locks with Float down Options
• Fixed Rate, Adjustable Rate and Balloon Loans
• Second Homes to 90% loan-to-value
• Investment Loans to 85% loan-to-value

Other Home Loans

• Construction Loans
• Home Improvement Loans
• Lot Loans

Apply online and your application will be instantly reviewed. It is a simple three step process.

Step One: Prepare to apply. All you need is your latest tax return, basic details on your assets and liabilities and, if applicable, a recent pay stub.

Step Two: Click here to apply now! Applying and receiving your online mortgage decision usually takes no more than 15 minutes. A fraction of the time it would take with a traditional lender.

Step Three: Instant decision! Once your online application is complete, you’ll receive an instant decision on your mortgage or mortgage pre-approval. Usually in under 10 seconds.

Home Equity Program

We offer Home Equity Lines of Credit and Home Equity Loans. In addition to offering you the best interest rates, we also provide superior service to insure that you are completely satisfied. Our home equity loans or lines of credit can be used for a variety of purposes, they may be tax deductible (consult your tax advisor) and may provide a lower cost to borrow for:

• Paying special assessments
• Improving your home
• Purchasing a vehicle
• Affording a much needed vacation
• Paying off medical bills
• Funding education
• Consolidating debit

Products:

• Adjustable rate lines of credit
  No opening fee or annual maintenance fees
  Your interest rate is set by the amount of your line and you pay interest only on the amount you borrow.
  We make transferring your existing (or opening a new) home equity line very simple.
• Fixed rate installment loans.

For more information, call our Trusted Industry Experts at (847) 304-5940 or email service@mymanagementadvantage.com