January 6, 2009


Customer Testimonials

The Hummel Group, Ltd.

Re: Customer Satisfaction

Dear Linda:

As you know, we have been working closely with Barrington Bank and Trust on several significant commercial real estate loans for area developments. While we have worked with several lenders in the past, we have found Barrington Bank and Trust and the Palatine Bank and Trust branch to be differentiated on several levels. The level of service provided by both facilities has been unequaled in terms of receiving a customized focus on our financial needs. Bank leadership is willing to think out of the box with creativity, a value that is critical in today’s lending environment. The depth of the Wintrust organization brings the necessary capital foundation for major transactions, which we have found very difficult or impossible for many local community banks to offer. This allows us to keep our money and lender local, which is a strategic benefit to our firm.

This being said, the key source of differentiation in our view has been the ability of all Barrington and Palatine Bank and Trust team members to execute quickly and efficiently to service our banking needs. We are a small firm in the grand scheme of things, but the level of customer service we receive on a daily basis from Barrington and Palatine Bank and Trust is exceptional. We wanted to you to know that you have exceeded our expectations for quality customer service!

Thank you to all of the team members and please let us know if there is ever anything we can do to get the word out.

Sincerely,

Michael J. Cassady
President
The Hummel Group, Ltd.