September 8, 2008


Personal Financial Review

Financial ReviewTradition in Excellence

A leading provider of trusted financial advice, Wayne Hummer Wealth Management has helped clients achieve their financial goals throughout our history of more than 75 years. As a subsidiary of Wintrust Financial Corporation, a financial holding company with assets in excess of $9 billion, Wayne Hummer combines industry leadership and technological resources with a commitment to personal service and objective advice delivered by experienced, financial professionals.

Wayne Hummer Wealth Management is comprised of three companies: Wayne Hummer Trust Company, Wayne Hummer Asset Management Company, and Wayne Hummer Investments (member SIPC). Each company serves a specific purpose for our clients, while working in concert with one another. Together, we provide investment advisory and brokerage services, portfolio management, professionally managed trust and estate settlement services, and integrated financial planning.

Our staff consists of financial experts with a broad range of professional credentials including: Certified Financial Planners (CFP®), Chartered Financial Analysts (CFA), and Certified Trust and Financial Advisors (CTFA). Our Wayne Hummer professionals assemble the proper combination of services to address the specific requirements of each client’s wealth management needs.

Financial ReviewA Tailored Approach

Our clients range from institutions and sophisticated investors, to individuals just beginning their investment plans. With each of our relationships, we complete a comprehensive financial review. Throughout this process, we follow a consistent approach in developing and agreeing upon the client’s immediate and long-term objectives. In consultation with the client, we then create a strategic plan to address these goals. Only when these steps have been accomplished, do we implement the strategy. The important point is that at every step, from the beginning of our relationship and continuously thereafter, we involve our clients and openly communicate with them.

Some clients choose to make their own investment decisions and rely on Wayne Hummer for assistance in identifying investment opportunities and executing their securities transactions. Others may elect to engage Wayne Hummer as their full service investment advisor by giving us complete or partial discretion over the management of their accounts. Still, others find that they require the specialized administrative services of a trust professional for managing their estate. After our financial review process has identified objectives and we have agreed on the investment strategy and desired levels of client involvement, Wayne Hummer offers a comprehensive array of products and services to be used in implementing the plan.

Our Comprehensive Financial Review Process

CONSULTATION of Investor’s Situation

ANALYSIS of Financial Condition versus Goals

PRESENTATION of Recommended Plan

IMPLEMENTATION of Plan & Portfolio

REVIEW of Plan & Portfolio

Our Core Services

Wayne Hummer professionals help achieve our clients’ goals and objectives by providing the core wealth management services that have come to embody the Wayne Hummer name. These services are listed below.

  • Planning & Advice
  • Education Planning
  • Estate Planning
  • Insurance Planning
  • Retirement Planning
  • Tax Planning Considerations
  • Investment Management
  • Advisory Services
  • Asset Allocation
  • Custody Services
  • Portfolio Construction
  • Research
  • Trading & Execution
  • Administrative
  • Estate Settlement
  • Performance Reporting
  • Periodic Statements
  • Trust Administration
  • WH Online Access

To complete the strategic plan we have created together, the appropriate accounts and products are implemented.

Representative Products

  • Managed Money Services
  • Proprietary and Third Party Management
  • Separately Managed Accounts (SMAs)
  • Optimal Blend Portfolios
  • Mutual Fund Wrap Programs
  • Investments
  • Equities (Domestic & International)
  • Exchange Traded Funds (ETF's)
  • Fixed Income (Taxable & Tax-free)
  • Mutual Funds
  • Options
  • Unit Investment Trusts (UITs)
  • Trusts
  • Charitable & Gift Trusts
  • Charitable Gift Annuities
  • Corporate Trusts
  • Guardianships & Executorships
  • Land Trusts
  • Revocable & Irrevocable Living Trusts
  • Special Needs Trusts
  • Testamentary Trusts
  • 1031 Exchanges
  • Insurance
  • Life Insurance
  • Long-term Care Insurance
  • Annuities (Fixed & Variable)
  • Estate Protection Programs
  • Alternative Investments
  • Commodities
  • Hedge Funds
  • Private Equity
  • Real Estate
  • Structured Products
  • Plans & Accounts
  • 401(k) & Other Qualified Plans
  • Advantage Account
  • Cash Management
  • Donor Advised Funds
  • Education (529 Plans, Coverdell, etc.)
  • Insured Bank Deposits™ Program (FDIC Insured)
  • Individual Retirement Accounts (IRAs)
  • Margin Accounts & Loans

Commitment to Our Clients

Wayne Hummer Wealth Management has a long history of success and client satisfaction. We remain committed to providing independent, objective advice to help our clients achieve their financial goals. With a comprehensive array of services and products, Wayne Hummer can tailor a financial plan to meet our clients’ needs. To experience our unique, client-focused approach to investment services for yourself, please contact a Wayne Hummer professional.

Investment products such as stocks, bonds, and mutual funds are:

NOT FDIC INSURED - MAY LOSE VALUE - NO BANK GUARANTEE