Mid-Career Owners: Profitable Growth

Staying on Course Through Wealth Accumulation

Mid-career owners face the same challenges as other professionals in handling the highest expense pressures of their lives. Yet, management company owners might be at a disadvantage in meeting mid-life financial demands because of the unique nature of this industry. Most corporate executives, by contrast, have been on the job before the age of 25, enjoying an eight- to ten-year head start making money and retiring debt. Management company owners are challenged to pay down debt while making up for the earning-time gap. They need expert financial advice to avoid a major shortfall at retirement.

Working with MANAGEMENT ADVANTAGE, mid-career owners can develop detailed retirement cash-flow plans, formulate strategies to maximize after-tax returns on their investments, and monitor their progress. Services designed for mid-career owners include:

• Financial plan review and updating
• Home equity lines of credit for reducing the cost of other debt or funding investment strategies
• Investment management, including structured life insurance strategies
• 401(k), other defined contribution, and retirement benefit plans for businesses
• Business cash management solutions, such as online banking, merchant processing and remote deposit capture
• Accounts receivable and other working capital financing, including insurance premium financing
• Equipment loans for information and management systems
• Company expansion financing